Understanding the monthly cost of a stairlift helps you budget, plan, and choose the right solution for your home. This straightforward guide breaks down the ongoing costs you can expect, including rentals, financing plans, servicing, and more.
Quick Answer: How Much Does a Stairlift Cost Monthly?
- Stairlift Rental: £50–£150 per month
- Stairlift Finance/Pay-Monthly: £40–£120 per month
- Servicing & Maintenance: £5–£25 per month (average)
(Actual costs vary based on model, route type (straight vs curved), provider, and contract length.)
1. Stairlift Rental Costs (Monthly)
Renting a stairlift is a popular option for short-term mobility needs or temporary living situations.
Typical rental fees in the UK:
- Straight stairlift: £50–£100 per month
- Curved stairlift: £90–£150+ per month
What’s usually included
- Installation
- Routine servicing (some providers)
- Breakdown support
Things to check
- Minimum rental term (e.g., 6 or 12 months)
- Deposit or delivery charges
When renting makes sense.
- You need a stairlift in the short term
- You are awaiting permanent home changes
- You want to try before buying
2. Stairlift Finance / Pay-Monthly Plans
Many stairlift companies let you buy now and pay monthly through financing or instalment plans.
Sample finance cost ranges (UK estimates)
- 0% finance: £40–£100 per month
- Standard finance with interest: £60–£120 per month
Example breakdown
| Stairlift Type | Cash Price | Monthly Over 3 Years |
| Straight stairlift | £2,500 | £70–£90 |
| Curved stairlift | £6,000 | £150–£180 |
(Figures vary by provider, credit checks, and deposit paid.)
3. Servicing & Maintenance Costs
Even if you own a stairlift, ongoing care keeps it safe and reliable.
Typical ongoing costs
- Routine service visit: £60–£120 per visit
- Annual service plan (monthly equivalent): £5–£25/month
Optional servicing contracts can spread this cost monthly and often include:
- Safety checks
- Wear-and-tear fixes
- Priority call-outs
4. Other Monthly Cost Considerations
Electricity
Stairlifts use low voltage and only run when needed.
Estimated extra electricity cost: £1–£3/month
Insurance
Some household policies offer optional stairlift cover.
Cost varies but is often £3–£10 per month extra.
Breakdown Cover
A separate breakdown plan might cost £10–£30/month but can be worthwhile for peace of mind.
Stairlift Monthly Cost Summary
| Cost Type | Typical Monthly Cost |
| Rental | £50–£150 |
| Finance Instalment | £40–£120+ |
| Servicing Plan | £5–£25 |
| Electricity | £1–£3 |
| Insurance/Breakdown Cover | £3–£30 |
How to Choose the Best Monthly Option
Choose Rental
- Short-term needs
- Low upfront commitment
- No long-term maintenance worries
Choose Finance / Pay Monthly
- You want ownership
- You plan to stay long-term
- You prefer predictable payments
Add Servicing
- If you own the stairlift
- For peace of mind and safety
Tips to Lower Monthly Costs
- Compare multiple providers
- Ask about zero-interest finance
- Bundle installation + servicing
- Lock in a longer rental term for a discount
Final Thoughts
Stairlift monthly costs vary widely depending on how you choose to pay: rental, financing, or outright purchase with ongoing servicing. Knowing these ongoing costs upfront ensures you get the right solution without surprises.

